Hello, my Credit Family!
I am so excited you are joining this journey. You have taken a big step in purchasing this book to help you begin your credit restoration journey.
What is the meaning of Restoration?
res·to·ra·tion: the action of returning something to a former owner, place, or condition. Therefore, we want to restore your credit by returning it to its original state.
 
I am going to be transparent with you. When I started my credit restoration journey, my credit score was 400. I was really embarrassed. I thought I knew exactly what I needed to do because Credit Karma said my score was 500. I didn’t know much about credit but when I was asked if I had credit, I would say yes because I did have a credit score. However, I didn't know what made up your credit score.
I bumped my head a few times until I knew I needed to really learn this process.
I began the research and realized working on your credit is an entire process that we have to go through to achieve the desired profile, which is favorable to the lenders.
 
So, let's breathe and take the steps that are laid out step by step in this workbook. I took what I learned and made it easier for you.
Life hits us and people judge us by our past and our struggles, and we are NOT HAVING IT!! THIS STOPS TODAY!!!
 
BE CONSISTENT, BE PERSISTENT & KEEP PUSHING!

Tracy Thompson
Author Speaker Financial Services Educator